Pathway to Financial Freedom

We are your trusted digital cooperative savings platform, inspired by the traditional Ajo system but enhanced for your convenience.

AjoApp

Vision

To become the leading digital cooperative platform driving financial freedom and prosperity across Africa.

Mission

To empower communities with secure, accessible, and innovative digital savings solutions, fostering financial inclusion and economic growth for all members.

AjoApp Cooperative

AjoApp Cooperative is duly licensed by the Cooperative Society of Nigeria to provide financial services to its members.
Leveraging modern technology, we enhance operations and deliver seamless services, including:
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Savings Plans

Flexible and automated savings options tailored to individual needs.

Finance conference
Investment Opportunities

Empowering members with guidance and access to profitable investment options.

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Loan Services

Quick and convenient access to credit with minimal paperwork.

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Financial Education

Providing resources and training to help members make informed financial decisions.

Join Our Cooperative

Join our community of people making better financial decisions on AjoApp. Save, Grow, and Explore the best ways to create lasting wealth. At AjoApp Cooperative, we are committed to fostering a culture of savings, investment, and financial growth among our members.

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Why Us?

Efficient and Fast Saving

Simplified processes ensure a smooth saving experience.

Smart Technology Integration

Save from anywhere using our intuitive app.

Real-time Notification

Receive SMS and email alerts for every transaction.

Attractive Returns on Savings

Enjoy up to 3% interest, depending on your chosen plan.

Business Loans

Access low-interest loans with flexible repayment options.

Expert Financial Advice

Benefit from free consultations with financial experts.

Begin your Saving Journey

Take decision today and Start Saving towards your financial goal. Join Now

AjoApp

Set a Goal

On AjoApp, we have different plans which are designed to help you achieve your financial goals. Tailored to serve your specific goal.

  • Flexible Plan
  • Fixed Plan

Each plan has return on savings (ROS) up to 3% interest.

Frequently Asked Quetions (FAQ)

Do you Give Loan?

Yes, we offer business loans with low interest and flexible terms.

Absolutely! Save conveniently through our app from any location.

AjoApp charges maintenance fee of 3.3% on every savings. This helps us to keep the community secure, fast and eco-friendly.

Do you work with agents?

Yes, our agents goes around shops and business areas collecting cash from members.

Absolutely! We partner with Paystack and you can use the payment gateway directly in our app to deposit cash into your savings.

No, AjoApp is a cooperative society focused on savings and financial growth.

Join AjoApp Cooperative

Join thousands of members on AjoApp Cooperative, who are growing their money with us. Get financial advise from experts and make informed decision.

When there is savings there is hope. Let's save and grow together at AjoApp Cooperative. Get 2% on all your savings.
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As we observe the Holy month of Ramadan, we bring you the best way to grow your money. Use AjoApp to save and earn interest on your savings. Sign up here https://ajoapp.ng
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You can grow your money by joining our AjoApp Cooperative and earn 2% on your savings. Join us today! Visit https://ajoapp.ng or call 07018895178 for details.
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These 5 tips can guarantee your financial freedom if you adhere to them. Follow us for more financial tips. Sign up for more www.ajoapp.ng
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To make Festive periods worthwhile, timely saving is important. Here is a working strategy that will help you have a splendid celebration with family and friends.
https://www.ajoapp.ng/saving-for-festivals/
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Don't lavish your money. Send them on errands and enjoy future returns. Prioritize NEEDS over WANTS and set budget to guide you. 
Follow us for more financial tips at #AjoCooperative 
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#TGIF  Before your do Dorime Ameno.... Check if your pocket can carry you. Be on budget, plan your spending to avoid regrets the next day. 
We wish you a happy and intentional-spending weekend!
Follow us for updates or sign up at www.ajoapp.ng

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Our amazing staff members taking selfie at the close of work. All work no play makes Jack a dull boy so they say. 
Follow us for regular financial updates.
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www.ajoapp.ng
5 top secrets about money you never knew. Follow us today for more financial tips or sign up at https://ajoapp.ng
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A penny saved is a penny earned. Start saving today. On AjoApp enjoy the benefit of growing your money. Earn extra 2% on your savings. Sign up https://www.ajoapp.ng
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saving for festiveals

XMAS JOLLY SAVINGS

Start saving for Christmas now. Don’t wait. Enjoy a 5%  bonus on XMAS JOLLY savings. Imagine how much you could save from now till 4th December.

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