Vision
To become the leading digital cooperative platform driving financial freedom and prosperity across Africa.
Mission
To empower communities with secure, accessible, and innovative digital savings solutions, fostering financial inclusion and economic growth for all members.
AjoApp Cooperative
Leveraging modern technology, we enhance operations and deliver seamless services, including:

Flexible and automated savings options tailored to individual needs.

Empowering members with guidance and access to profitable investment options.

Quick and convenient access to credit with minimal paperwork.

Providing resources and training to help members make informed financial decisions.
Join Our Cooperative
Join our community of people making better financial decisions on AjoApp. Save, Grow, and Explore the best ways to create lasting wealth. At AjoApp Cooperative, we are committed to fostering a culture of savings, investment, and financial growth among our members.

Why Us?
Efficient and Fast Saving
Simplified processes ensure a smooth saving experience.
Smart Technology Integration
Save from anywhere using our intuitive app.
Real-time Notification
Receive SMS and email alerts for every transaction.
Attractive Returns on Savings
Enjoy up to 3% interest, depending on your chosen plan.
Business Loans
Access low-interest loans with flexible repayment options.
Expert Financial Advice
Benefit from free consultations with financial experts.
Begin your Saving Journey
Take decision today and Start Saving towards your financial goal. Join Now


Set a Goal
On AjoApp, we have different plans which are designed to help you achieve your financial goals. Tailored to serve your specific goal.
- Flexible Plan
- Fixed Plan
Each plan has return on savings (ROS) up to 3% interest.
Frequently Asked Quetions (FAQ)
Do you Give Loan?
Yes, we offer business loans with low interest and flexible terms.
Can I save from anywhere?
Absolutely! Save conveniently through our app from any location.
Does AjoApp charge a maintenance fee?
AjoApp charges maintenance fee of 3.3% on every savings. This helps us to keep the community secure, fast and eco-friendly.
Do you work with agents?
Yes, our agents goes around shops and business areas collecting cash from members.
Can I make payment online?
Absolutely! We partner with Paystack and you can use the payment gateway directly in our app to deposit cash into your savings.
Is AjoApp a financial institution like a bank?
No, AjoApp is a cooperative society focused on savings and financial growth.
Join AjoApp Cooperative
Join thousands of members on AjoApp Cooperative, who are growing their money with us. Get financial advise from experts and make informed decision.